Forward the certificates already in your inbox. We check every one, watch the expiry dates, and chase your subs for renewals. You just see green or red.
$99/MO FLAT · THAT'S THE WHOLE PRICING PAGE
Free for 14 days · cancel anytime
| Subcontractor | GL | Auto | WC | Umbrella | Addl. Ins | Expires | Docs | Status |
|---|---|---|---|---|---|---|---|---|
| Rojas ElectricElectrical · Maple St build | ✓1M/2M | ✓1M | ✓ | ✓5M | ✓ | 03/14/27 | 3 PDFs | Covered |
| Apex RoofingRoofing · Maple St build | ✓1M/2M | ✓1M | ✓ | ✓2M | ✓ | 08/21/26 | 2 PDFs | Chasing · email #2 |
| Duncan ConcreteConcrete · Riverview lot | ✓1M/2M | ✓1M | ✓ | ✕lapsed 07/30 | ✓ | 07/30/26 | 4 PDFs | Lapsed |
| TruLine PlumbingPlumbing · Riverview lot | ✓1M/2M | ✓1M | ✓ | ✓2M | ✕requested | 11/02/26 | 3 PDFs | Endorsement missing |
| Hernandez DrywallDrywall · Maple St build | ✓1M/2M | ✓1M | ✓ | ✓2M | ✓ | 01/19/27 | 2 PDFs | Covered |
| Mendez FramingFraming · Maple St build | ✓1M/2M | ✓1M | ✓ | ✓2M | ✓ | 05/08/27 | 2 PDFs | Covered |
| BlueRock ExcavationExcavation · Riverview lot | ✓1M/2M | ✓1M | ✓ | ✓2M | ✓ | 09/03/26 | 3 PDFs | Chasing · email #1 |
| Precision PaintingPainting · Maple St build | ✓1M/2M | ✓1M | ✓ | ✓2M | ✓ | 08/19/26 | 2 PDFs | Expiring · 12d |
You don't even have to open it — when something goes red, the alert finds your inbox.
You did nothing. That's the product.
Hi Mike,
The certificate of insurance we have on file for Apex Roofing expires Aug 21 (General Liability).
Riverside Builders needs a current cert on file before your next scheduled work. Just reply to this email with the new PDF — that's it.
Thanks,
Riverside Builders
sent by SubsCovered · reminder 2 of 4
Plain and polite, from your own SubsCovered address. Your sub replies with a PDF — done.
| Excel + your admin | SubsCovered | myCOI | Procore | |
|---|---|---|---|---|
| Real monthly cost | ~$300"free" — plus ~10 hrs/mo of your admin's time at ~$30/hr | $99 flatup to 50 subs, everything included | ~$60–115per-vendor, 23 subs, as reported | ~$800+whole suite, as reported |
| Who chases the subs | ✕Your admin. Again. And again | ✓Automatic, forever | ✓Included | ✕Buried in suite |
| Who reads the certs | ✕Your admin, line by line | ✓We do — every line, human-checked | ✓Processing team | ✕Limited |
| When a cert lapses | ✕You find out on site — maybe | ✓Alert finds your inbox | ✓Alerts | ✓Alerts |
| Getting started | You're already in it — that's the problem | ✓Tonight, live in 24h | ✕Demo → onboarding | ✕Sales → weeks |
| What your admin does instead | ✕This | ✓Their actual job | — | — |
Admin time valued at ~$30/hr — swap in your own numbers. Competitor prices and terms as publicly reported by buyers; yours may vary.
More than 50 subs? Email us — still flat, still no demo.
Free for 14 days — nothing to pay today. Then $99/mo, locked for life for the first 20 founding customers. Cancel anytime.
SubsCovered is new. That's exactly why the first 20 GCs get $99 for life — and my personal attention. — Bhuvan
No — that's the point. Sign up, forward certs, see your log. Want a human? Email us, a founder replies same day.
Nothing shows green until a human verifies it. Insurance is the wrong place for "mostly accurate."
Nothing new. They email certs like always — to you or straight to your SubsCovered address. No accounts, no logins.
COIs are the industry's most-shared document — subs send them to every GC they work for. Yours are stored encrypted, never shared, and deleted whenever you say.
Monthly, cancel anytime, your data exports whenever you want. Founding customers keep $99 forever.